Made My First Bullion Vendor Purchase

Congrats! Silver is always nice to have. One thing to know is dealer return policies. Some allow a few days up to a week, buyer pays shipping return cost. But I've bought from some dealers that paid for shipping return cost, sent me a return label since the coin came damaged, not as described, especially on eBay using Paypal. Milk spots are unsightly but rather common on some coin types. It's good to buy from a local coin store if you can so you can see the coins before you buy. Your Krugerrand has milk spots and maybe scratches? The scratches could be on the capsule. If the scratches are on the coin I'd be inclined to send it back unless you got a discount price.

The Canadian silver dollar is worth bullion because of the condition.
It contains 18.66g of silver so you have paid a fairly large premium.
Keep it though as I'm sure the price of silver will rise again.

The Canadian dollar was randomly picked out of dimes, quarters, halves, and other dollars in any condition at $1 face value. I see those dollars selling around that price. I do agree the silver premiums are pretty high. Randomly picked junk silver sets(by face value) are not in stock at SGB(so no price) but are expensive on APMEX. My local dealer sells those sets cheaper with denomination options to chose at no extra cost. The catch with my dealer is rounds, bars, and bullion coins tend to be higher.

Here's a link about Canadian silver dollars. I don't know much about Canadian coins so I had to read it myself.

http://www.anecoins.ca/index.php?op...54&Itemid=61