Looking to buy a 5 kg silver bar within a month or so. I will look at the spot silver charts and try to pick a low point, before deciding to buy.
Bought 6 Pt One Ounce Maple Leafs in a single buy some time ago, to hold long term and give to my kids. These are doing a lot better than cash in the bank. I took a position on Pt, because it has been priced at a lot lower than gold for far too long.
My daughter and son in law bought put about $25K into stock market index funds, just after the CV-19 crash. That investment is doing much better than PM's. They don't know how to pick individual companies so they just went for stock market index averages in a 'basket' of 200 companies. Currently have a 'paper' profit of about another $25K, after about a year.
My daughter and I are just looking to put a tiny gamble into digital currency position, just for fun. We have budgeted to loose all of our investment; if it gains, that's a bonus. We figure that is much safer than poker machines or roulette, where in the long run, you are guaranteed to loose.
She figures that PM investing is really just a form of gambling anyway. I partially agree with that.