I don't agree with this when it comes to grading.
Everyone is certainly free to use their own standards, but that is how it's done. Date and MM matter when it comes to grading which is why you can't compare the highest quality date to a lower quality one grade for grade.
By all means everyone should buy how they want, but just because collecting as a whole doesn't follow someones personal standard doesn't mean they are overgrading
Not all 25-D nickles are weak strikes.
Absolutely, and the nice ones that aren't command premium prices.
No tip on the horn and by ANA
standards the highest it can be is F-12.
Going by just the horn or having a single design feature be a hard limiting factor was the old way of grading many decades ago and hasn't been how it's done for several decades now.