Nice luster but I agree with other opinions - head out of focus, black field and flare areas etc,
Perhaps try another picture in natural direct sunlight.
However, I will guess the grade at
Recently, melt silver shot up in price and dealers were shifting lots of silver coins in any grade
but price has come down and dealer's prices for numismatic silver has remained high after the melt silver price drop.
Need more time to tell if the $22 paid was OK.