I agree. As someone who is just getting back into the hobby after a long hiatus, the whole TPG thing is somewhat overwhelming. I have made several purchases recently and been burned a couple of times by dealers on raw coins that were purported as being at a higher grade. A little gun shy now and prefer to acquire only coins professionally graded and certified. Not long ago acquired an ICCS graded double eagle, which seems graded a little low at MS60. Now I'm concerned it may have been cleaned.