Well, I hope this thread isn't too old for me to bring back.
First and foremost, I need to apologize for my errors in my opening post. A "98" designation from PCGS is NOT an improperly-cleaned coin. A 98 bodybagged coin is a coin with damage.
Here's the list of codes:
Code Reason Explanation Described Holdered
82 Filed Rims Rim(s) and/or edge is filed. (more) Yes Yes
83 Peeling Lamination Potential for sealing damage. (more) Yes No
84 Holed and/or Plugged Any filled or non-filled hole. (more) Yes Yes
91 Questionable Color Any artificial re-toning & dipped copper. (more) No Yes
92 Cleaning Harsh cleaning or polishing. (more) No Yes
93 Planchet Flaw Generally large & prominent flaw(s). (more) No Yes
94 Altered Surfaces Any applied substance (wax, putty, lacquer). (more) No Yes
95 Scratch(s) Large & prominent scratch(s). (more) No Yes
97 Environmental Damage Corrosion, excessive toning, verdigris. (more) No Yes
98 Damage Any metal movement. (more) Yes Yes
99 PVC Residue Oily polyvinylchloride substance. (more) Yes No
The "(more)" in the 98 designation is a link to a more detailed definition of "metal movement". Here's what it says:
The following damage descriptions are some of the more common that may be indicated on your 98 graded insert.
1. Graffiti (significant distracting etchings- occasionally net graded on early coins)
2. Planchet streak removed (usually found on gold coins)
3. Spot(s) removed (leaving some form of damage that is evident)
4. Surfaces tooled (major metal movement- whizzing, lasering, tooling)
5. Machine damage (either: counting machine or coin wrapping machine)
6. Rim damage (either: rim gouge or test cut)
7. Surface damage (either: large gouge/scrape, drill or chop mark)
8. Mount removed (located on either the edge or surface of coin)
Awhile back, I took advantage of a "submit 7 and pay for 5" coupon from ANACS and sent this one in. (Heck, I've done stupider things with a $20 bill.)
Which better explains as to why the obverse appears to be more worn than the reverse. In hand, it sticks out like a sore thumb now.
And it's also VF20 Details. Here's the new photos.