Did I Just Get A Great Deal, Or Should I Be Nervous?

I wish NGC would use better pictures on their verification page. I am not able to match the ebay coin to the NGC coin. The ebay image shows at least five good contact marks on the obverse that should identify the piece and I can't find any of those five marks on the NGC verification image even after I blow it up to full page and then magnify the image on the screen.

I'm in the "slightly overpaid " camp. When I'm considering an expensive coin, I always check the recent ebay sales, and might even check the Heritage sales as well, along with the price guides. The price guides can be out of whack, but for high demand coins like yours, are closer to reality. IMO current market value is the best indicator of what a coin should cost. I'd think about possibly returning it if you think you can pick-up $100 or more. Like was mentioned above, negotiating skills improve over time.

nice buy Barry. I think you're inline with pricing on that coin. You could also consider a PCGS crossover and ask them to consider MS63/64. It's worth a shot. Worst case, they say no. Best case you pick up a point and/or crossover MS62 PCGS which will have a bit more value for future resale.

In the grand scheme of things who cares if you over paid or got a good deal. You can't really analyze every transaction and you will never get a consensus in an open forum. There will be those who try to give it to you straight and there will be those who don't want you to feel bad and try to lift your spirits.

Truth is that every time coins trade hands, it's an adversarial situation. The seller wants to maximize his profit and the buyer wants to pay as little as possible. No one can say what's fair in those situations. If you are happy with the purchase, who cares if you paid to much. When you buy the next coin, you might make out better. As long as you are happy is all that matters. It's your collection. These types of posts only get folk riled up for no good reason but grumpy old men do love to bicker over just about anything.

OK, here's the best I can do given the reflections from the slab:



And here's the coin fully slabbified:

In other news, I just got around to looking at those two examples that g048406 posted about. The first was offered by a zero-feedback seller and doesn't have much eye appeal, so it's no surprise it only sold for $862.69. The second one is truly ugly, so once again no surprise that it only sold for $999.99.

I have to agree with those who say the one I bought has much better eye appeal than those two examples. And the more I look at it, the more I like it!

As one that has almost completed my collection of Washington quarters, I'd say you did just fine. This coin is a beautiful example of the 1932d coins with a low montage. And I would expect it to grow in value in the coming yrs. I would love to own this coin and have it part of my collection! Even if you come to the conclusion that you paid a little more than you should have, if you hang on to it, it will increase in value. It's a good investment and very pretty to look at!