| Author |
 Replies: 19 / Views: 2,064 |
Page 2 of 2
|
|
|
|
Rest in Peace
United States
3039 Posts |
You're such a charmer, you sly fox you !
|
|
Pillar of the Community
United States
2272 Posts |
Quarters are my favorite to search since no one else is so most of the rarities are still there. The very first thing you need to do is start a collection of the nicest coins you can find for each date. Don't just look for light wear but for nice solid strikes. You're much better off with a nice well struck F than an AU from heavily worn dies and obliquely struck. Once you have the set you have a reference collection to compare the other coins to. You might discover a scarce variety in the set but it doesn't matter and you'll probably find it pretty fast. There are numerous threads on several sites that can provide an idea of coins to seek other than just completing the basic set in high grade. There are type "b" reverse quarters from the late '60's and early '70's as well as "impossible" to find coins like a '64 clad quarter. There are a few OMM's and reverse varieties from later years. One of my favorites is the '85-P quarter with a small bust. The Pick Up Point (PUP) is the distance between the "E" of "LIBERTY" and Washington's head is much greater. This one is tough enough to be a challenge but common enough that they will be found. It's rare in unc or any really nice grade. There are also several rare and valuable DDO's including the "impossible" '76-D DDO. There are so many varieties that while you might not find a specific rarity you might find another rarity looking for it. Time don't fly, it bounds and leaps.
|
|
Pillar of the Community
Canada
1106 Posts |
Why is deception needed in getting rolls of halves. If they have them, what would be their reason for not giving them to you? Just curious.
|
|
Valued Member
United States
417 Posts |
Yeah, I'd like to know why deception is needed. I ask for them, the teller will sometimes yell out, "Got any halves?" and if they do, they exchange them. Most of the time they're happy to get rid of them, silver or not.
Re: hunting quarter rolls, keep the '82 and '83 issues, especially if you find them in better shape.
Edited by florida
01/16/2009 7:24 pm
|
|
Bedrock of the Community
United States
20753 Posts |
Quote:
Why is deception needed in getting rolls of halves. If they have them, what would be their reason for not giving them to you? Just curious.
This is a standard question. The main reason for banks not to give them out is they are just not popular. This means that the ones they have, and they mostly do, keep them in a vault. So now you walk up to a teller, there is a line of people, you ask for a few rolls of halves. The teller would have to lock up her station, go to the vault or if not authorized, ask a teller that is, go to the vault, get those rolls, go back to the tellers station, reopen everything. Meanwhile there are about 10 people that would like to shoot you or just bash in your head. Some have to get back to work. Some have a lot better things to do than wait for you to get your silly coins. A few weeks ago I asked a teller at a bank I always go to for a few rolls of halves. She told me they don't carry them. I went back the next day to a teller I knew and that knew me and asked the same question. I got my rolls of halves, no problem. Banks are getting fussy about their handling of customers. Around me Bank of America is now all over the place and is taking over other banks. their policy is NO MORE giving out or taking in bulk coins of any kind. The exception is a buisness and there is now a charge for that service. If you bring in coins, they are put into a plastic bag, shipped out for counting, your account is credited with the amount minus the charge for the service. It is now about 7%. To dump your coins in counting machines in Jewel Stores it is 12% charge. What is really getting to me is I now must show my ID every time I withdraw anything. Even with a teller that has known me for 10 years. Bank policy. |
|
Bedrock of the Community
United States
20753 Posts |
Oh back to your question. If you want rolls of halves from a bank, marry a bank teller. Someone I know gets all they want. His wife works there.
|
|
Valued Member
United States
417 Posts |
Quote:
Around me Bank of America is now all over the place and is taking over other banks. their policy is NO MORE giving out or taking in bulk coins of any kind. Are you serious? I was able to get a bag of pennies from them a few weeks ago, and they gladly gave out halves way before that. Only charged FV. Is this something they've started now? Or are they more miserable up there? |
|
Pillar of the Community
United States
1882 Posts |
Quote:
If you bring in coins, they are put into a plastic bag, shipped out for counting, your account is credited with the amount minus the charge for the service. It is now about 7%. 7%? Yikes. My BOFA teller gave me coin bags yesterday (along with 20 rolls of cents)...she told me they wouldn't charge me a fee to dump coins there. I'll be verifying the truth of what she told me in the next couple weeks. Don't have a business account there. But I did tell her that I was trying to help my neighbor nephew son complete a set of coins.  ( I won't quit my day job ) Edited by steve199
01/17/2009 12:19 am
|
|
New Member
 United States
16 Posts |
I wanted to thank all who responded to my quarter roll hunting question and to Cladking for your well taken response, Thanks. Haven't found the 1976d-ddo yet, but having fun looking. I have found a couple of Statehood Quarters with a goldish tint on the reverse, not copper as I've seen in some pictures. I'll have to sent a pictures as soon as I figure that out. Florida suggested I keep the 82's and 83's, I did find a bunch of them, but don't know what I'm to look for? My question seemed to spark a debate of getting halves from the bank, I got $100 from mine yesterday, no problem, except the teller said take them back to another bank, I didn't ask if she was kidding or not. Thanks again and have a good day. Rip48 |
|
Pillar of the Community
United States
959 Posts |
Rip48............she wasn't kidding.
In regards to halves, a lot of tellers have become wise to the silver ones. I use to have a couple that kept loose halves until they had $1000. I would call or stop by every month, but they always said nothing. A couple weeks sgo I called one in question and was told they had $350. When I got there I was told it was a mistake. Only had $3.50. I think I spoke with the wrong teller on the phone.
Then on the other hand, I have one bank that give me silver, telling me he has enough of them. Go figure!
|
|
Pillar of the Community
Canada
1082 Posts |
First of all, deception is not needed.
But Carl is right -- it's more of a hassle for the teller to get them for you than it's worth to her. Don't forget -- banks are not in the business to cater to the needs/wants of numismatists. Most tellers know nothing about coin collecting except for vague familiarities with the idea that people do it. They like to go in, do their job, and go home without any unusual hassles. Bank tellering is not rocket science, and one can imagine that most of them look it as routine and boring after awhile, but it's something that lets them keep a roof over their head and food on the table, that's all.
But, don't get me wrong -- I am sure most tellers are nice people, stuck in an increasingly routine job. Giving them a reason to help you might well be something that would help brighten their day and make them feel good. For once, they get to do something for a customer instead of for the company, on a job that's becoming more company-oriented day by day, with new fees for this and new fees for that, all of which only have the effect of making the customers upset.
It's a matter of getting more flies (or halves) with honey, that's all. And it works.
|
|
Rest in Peace
United States
1943 Posts |
The reason they ask to not have them back is because they build them up in the vault until they have enough to ship them back to their supplier (around me the banks use Brinks or Dunbar). This is usually $500 dumped into a special coin bag. The banks are charged a fee whenever they order boxes shipped to them or ship bags back to the supplier. So it saves the bank money to not order boxes for us and it saves them money if we take the halves and don't bring them back. When you look at the other coins besides halves, they have to keep enough of a supply around to satisfy their commercial customers for their weekly needs but not have an over supply so they don't have to spend money to send the extra to their supplier. The banks have a balancing act here. So it is important to have a good relationship with your tellers and your banks.
|
|
Valued Member
United States
417 Posts |
Quote:
But Carl is right -- it's more of a hassle for the teller to get them for you than it's worth to her. Don't forget -- banks are not in the business to cater to the needs/wants of numismatists. Most tellers know nothing about coin collecting except for vague familiarities with the idea that people do it. They like to go in, do their job, and go home without any unusual hassles. Bank tellering is not rocket science, and one can imagine that most of them look it as routine and boring after awhile, but it's something that lets them keep a roof over their head and food on the table, that's all. Being a teller is akin to having a customer servise job and customer servise jobs are never hassle-free. To ask for coins is not a hassle, we are taking something off their hands. 95% of the tellers I deal with are always willing to help (the other 5% is that mean old hag in the drive-thru window, of a branch which has become my dumping grounds). The ones who see me on a regular basis always are curious if I have nickel slot machines at home because I get so many boxes of nickels. (/soapbox) Rip, as for the 82 and 83 issues, no mint sets were made during those two years, so they carry a small premium in circulated and bigger premiums in uncirculated. The 83-P is the "key" (using that term loosely!) out of the the four, then, the 83-D, 82-P and 82-D (IMO). The 1983-P quarter is one of my favorite coins. |
|
New Member
United States
16 Posts |
Florida,Thanks again for the info on the quarters. I did mot mean to imply that my teller was anything but cordial, as she was. She said each teller had $100 in halves, and if I had the $ would have got more. haven't looked at them yet, busy with quarters. My Aunt was a teller all her life in Baltimore and retired to Pompano, but I was not collecting while she was working. Take care, thanks again, Rip48.
|
|
Pillar of the Community
United States
581 Posts |
Basically, I would keep all 1982 and 1983 quarters. Keep the best ones and sell the rest on e-bay. There are inflated prices for even F/VF examples for no good reason. (By inflated, I mean that anything over Face Value is inflated for a F/VF 1980's quarter). The reason? There were no mint sets that year, so there was no "easy" way to get uncirculated 82P, 82D, 83P and 83D quarters and hoarding rolls of quarters wasn't as popular back then as it is now. Problem is, it is the UNCs that my be scarce - not the VG/F/VF ones! But, as is usual in the "make a buck" mentality, any 1982 or 1983 carries a premium over a 1984 (for example). Edited by Kabiye_Lady
01/19/2009 04:34 am
|
|
Page 2 of 2
|
Replies: 19 / Views: 2,064 |
Page 2 of 2
|
First Page
Posted 01/16/2009 2:22 pm
