Expensive Key Date Purchases

I'm with JBuck, adding that for key dates graded is the only option, at least on a personal level, foregoing the gamble where counterfeiting is concerned. That said, for my album coins I'm quite comfortable with a details coin being that it will be cracked out, so long as it's not something drastic, harshly cleaned or visually unappealing.

Don't feel you need to rush to purchase the keys/semi-keys.

I purchased the 1909-S and 1931-S, both in problem-free Fine grade from a coin shop when I was visiting California. He gave me a deal since I bought both. I still have the holes for 1909-S VDB and plain 1922. I don't know if or when I will get these. It's similar to the Canadian 1948 silver dollar. There are plenty out there, but I'm not wanting to spend that kind of money on these coins at this time.

Most of the keys and semi keys are pretty set in the prices when it comes to buying them from a dealer or on ebay. Sometimes you can get a slight deal from auctions - but keep in mind the Buyers Premium and the shipping costs.
With that said, I agree with others not to go in debt over a coin collection. Just put some money aside every week/month untill you save up to buy what you want.

Recently picked-up a 14D slabbed NGC VF details (cleaned) all in @ $150. Now sits in my album and looks great...who ever inherits my collection will never know it was "cleaned". Last hole to fill is the VDB S my allowance for that coin is set and holding in my "entertainment" checking account. (like others just waiting on the "right" one) Not looking for the 22 no D.

A wise older man taught me years ago to have several bank accounts 1) monthly expenses 2) retirement 3) medical emergencies 4) hobbies/entertainment and travel. Then assign a % of any $$$$ left over to accounts 2-4 of course after account # 1 is satisfied. (TY Mr. Prince...RIP)

I'm currently working on the classic commemorative silver half dollar series in MS-65 or above...about 6 coins till completion, next coin up...Old Spanish Trail.. Tell you what...I won't have it for awhile

Yeah, I think I've decided to axe this idea personally. I'll wait until I have the cash, and then just buy several key dates at once.
I figured I would start small, and start looking for the 1970 S small date Lincoln Cent, which I figured would probably run around 40-50 bucks.

However, I can't really for the life of me find a good priced one ANYWHERE. They are mostly slabbed on ebay, and still cost upwards of 75-100 dollars, which I'm not paying.

I have not! Is this a good place to find deals?

Thank you! I'll look into it. And thanks for the advice, jbuck!

30-some years ago, money was tight. I used to set aside $10-$15 a month for coins, and worked on a Barber dime collection.

Started with the key 1895-O first. Took less than 18 months to acquire that. Then, I moved on to the second-most expensive coin, then the third, and so on.

My coin and currency collection has been completed for many years now. While I have a certain sense of pride and accomplishment when I periodically view the collection and show it to family members, I must confess that the "getting" was more satisfying than the "having".

Take your time, and enjoy your journey. And--above all--have a well-defined, achievable goal for your collection.