It could go that high. The stars on the obverse are inconsistent in the amount of detail they show, the curls are flattened, the curl at the brow seems to have worn to the point that it blends with the forehead, and there is more wear on the leading edges of the eagle's wings than on some of the other recent posts. So...in hand you might grade it XF, but it might just as easily go VF, depending on the color and condition of the coin's surface. It does look a little "flat" on my monitor.