I'm at obverse VF-20, reverse F-15, net VF-20, details 98 code (damage).
I see two things that lead me to call it details. The first is a corrosion spot removed from the reverse, at the left upper shield. The second is possible graffiti on the obverse, visible both in the left obverse field between Liberty and star 3 and in the right obverse field between the middle curls and stars 11-12. Some of the scratches near the clasp and lower curl also look a bit more intentional (v-shaped) than circulation contacts.
The toning looks mostly original, and there is a nice circulation cameo. Details or not, this is a decent coin.