I much prefer "junk" - far more interesting, decent chance to find better dates etc
The only real downsides I see are:
A. Higher premiums the past few years. To offset this, I have bought a little .999 at LCS's and lots of sterling silver items cheaply at garage sales, thus lowering overall costs
B. Not readily usable for industry, like .999. Could be a problem if industrial demand gets so intense that it exceeds stackers' demand for 90%, in which case refining costs would hurt some. In that scenario silver prices would be rising sharply, so owning 90% would be still be a good thing, though not as good as owning .999.
The only real downsides I see are:
A. Higher premiums the past few years. To offset this, I have bought a little .999 at LCS's and lots of sterling silver items cheaply at garage sales, thus lowering overall costs
B. Not readily usable for industry, like .999. Could be a problem if industrial demand gets so intense that it exceeds stackers' demand for 90%, in which case refining costs would hurt some. In that scenario silver prices would be rising sharply, so owning 90% would be still be a good thing, though not as good as owning .999.























