I would like to add one thing: I have picked out about 10 coins from the set that I plan to replace with more toned pieces. I get most of my coins from LCS 90% trays, so I just keep the list with me on my trips.
That's a good plan. That's how I finished my first Franklin halves set (digging through the LCS 90% tray). For a "from circulation" set that's usually a good way to go if the markup over spot isn't too high.
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