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Since 1965 and up were issued, the attitude has been "they made billions" and "you can find MS-67+ coins in all mint cents" - just ask any dealer.
This attitude has been the biggest detriment to the hobby for many years now. However now the price guides are fast becoming an even bigger detriment. Many moderns simply sell for far more than the guides list because the guides are behind the times and because they report "wholesale" prices. Very few moderns trade at wholesale because they can be retailed and wholesale prices are for typical coins which are often just ugly and tarnished. It's great for the sellers who pay absurdly low prices but it's bad for the market and it's highly misleading.
Mint set coins are specially made with higher pressure and new dies but they tend to often be low quality as well. They get scratched up and then after decades in mint set plastic they tarnish. Finding coins in MS-65 can be very difficult especially since most of the mint sets have been lost by neglect and abuse over all these years. Some of these coins were hard to find nice even when sets were plentiful and pristine but now they are neither.
Dealers just don't like moderns so most of what they buy has gone straight into their cash registers for decades now. I've even gotten very rare 1969 quarters made for circulation in Gem from dealer cash registers!
These markets have been stirring for three or four years now and it looks like they're finally up and about! Stay tuned as this could get interesting.
Time don't fly, it bounds and leaps.
Edited by cladking
04/07/2024 6:13 pm