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But, I've been using online banking since the days of dial-up modems, and happily dropped the checkbook when I was around half my current age of 72.
Same, except, well, I am 56.

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Far from being a technophobe, like many in my age group, I've been playing with computers for going on 50 years.
My first exposure to computers was the Apple ][ in grade school. My first home computer was the
Sinclair ZX-81. My first modem was 300 baud and used pulse dialing. How things have changed.

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One caveat, I am a mobile phone refusnik.
It is all I have had since I dropped the landline in 2008. I actually quit making landline calls before then. I only had it for the security system and I got a new panel with a cellular modem in 2008.
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Though, my home phone is VoIP, and has been since around 2010.
I have a Polycom phone at home for work. It has a DID, so it might as well be a landline. I use the DID number when sites/companies require a secondary number since the mobile is technically my home phone.
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And I am learning that not too many people (of any age) are even familiar with that.
Telecom is the original and once primary business of my employer of 29+ years. We have expanded into many other things, but the Telecom is a huge part of a 46 year history.
