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Should Paper Checks Be Abolished Like The Penny?

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jbuck's Avatar
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Thank you for sharing the article, jbuck.
My pleasure.
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jbuck's Avatar
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Contractors are a fair point. Many are starting to pass the credit card fee along to their clients.
I have used the same companies long enough that I was comfortable setting up ACH in their payment portal when they added feeds for using credit/debit.
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jbuck's Avatar
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But, I've been using online banking since the days of dial-up modems, and happily dropped the checkbook when I was around half my current age of 72.
Same, except, well, I am 56.

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Far from being a technophobe, like many in my age group, I've been playing with computers for going on 50 years.
My first exposure to computers was the Apple ][ in grade school. My first home computer was the Sinclair ZX-81. My first modem was 300 baud and used pulse dialing. How things have changed.

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One caveat, I am a mobile phone refusnik.
It is all I have had since I dropped the landline in 2008. I actually quit making landline calls before then. I only had it for the security system and I got a new panel with a cellular modem in 2008.

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Though, my home phone is VoIP, and has been since around 2010.
I have a Polycom phone at home for work. It has a DID, so it might as well be a landline. I use the DID number when sites/companies require a secondary number since the mobile is technically my home phone.

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And I am learning that not too many people (of any age) are even familiar with that.
Telecom is the original and once primary business of my employer of 29+ years. We have expanded into many other things, but the Telecom is a huge part of a 46 year history.
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Vector Ze's Avatar
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My first exposure to computers was the Apple ][ in grade school.

I'm afraid my grade school years predate personal computers. Even in high school, the school didn't even have a computer anywhere on campus.
But, we had mimeograph machines, overhead projectors, open reel tape recorders, and 16mm sound movie projectors! The schools weren't even air conditioned, hard as that seems nowadays.
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fortcollins's Avatar
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My first computer was the TRS-80 that I built from a Radio Shack kit. I haven't had a landline this Century, but we're not going to talk about my the suitcase brick mobile phone from the Jurassic Era that I had back in the day. I've also been completely paperless for my coin dealing and personal collecting since before the turn of the Century. (I do have 45+ TB of digital records and photos, however. Yes. I'm a digital hoarder.) I haven't sent an email this year. And I still have $3 left from the $20 bill I had in my wallet at the start of the pandemic. Like several others here, I have used checks for home remodeling, mainly because my much younger Luddite accountant threatened to remove some of my innards if I didn't. Other than that, I'm still on my last checkbook from the very early 2000s.
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