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Replies: 26 / Views: 365 |
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Moderator
  United States
191622 Posts |
Quote: Thank you for sharing the article, jbuck. My pleasure. 
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Moderator
  United States
191622 Posts |
Quote: Contractors are a fair point. Many are starting to pass the credit card fee along to their clients. I have used the same companies long enough that I was comfortable setting up ACH in their payment portal when they added feeds for using credit/debit.
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Moderator
  United States
191622 Posts |
Quote: But, I've been using online banking since the days of dial-up modems, and happily dropped the checkbook when I was around half my current age of 72. Same, except, well, I am 56.  Quote: Far from being a technophobe, like many in my age group, I've been playing with computers for going on 50 years. My first exposure to computers was the Apple ][ in grade school. My first home computer was the Sinclair ZX-81. My first modem was 300 baud and used pulse dialing. How things have changed.  Quote: One caveat, I am a mobile phone refusnik. It is all I have had since I dropped the landline in 2008. I actually quit making landline calls before then. I only had it for the security system and I got a new panel with a cellular modem in 2008. Quote: Though, my home phone is VoIP, and has been since around 2010. I have a Polycom phone at home for work. It has a DID, so it might as well be a landline. I use the DID number when sites/companies require a secondary number since the mobile is technically my home phone. Quote: And I am learning that not too many people (of any age) are even familiar with that. Telecom is the original and once primary business of my employer of 29+ years. We have expanded into many other things, but the Telecom is a huge part of a 46 year history. 
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Pillar of the Community
United States
597 Posts |
Quote: My first exposure to computers was the Apple ][ in grade school. I'm afraid my grade school years predate personal computers. Even in high school, the school didn't even have a computer anywhere on campus. But, we had mimeograph machines, overhead projectors, open reel tape recorders, and 16mm sound movie projectors! The schools weren't even air conditioned, hard as that seems nowadays.
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Pillar of the Community
United States
3688 Posts |
My first computer was the TRS-80 that I built from a Radio Shack kit. I haven't had a landline this Century, but we're not going to talk about my the suitcase brick mobile phone from the Jurassic Era that I had back in the day. I've also been completely paperless for my coin dealing and personal collecting since before the turn of the Century. (I do have 45+ TB of digital records and photos, however. Yes. I'm a digital hoarder.) I haven't sent an email this year. And I still have $3 left from the $20 bill I had in my wallet at the start of the pandemic. Like several others here, I have used checks for home remodeling, mainly because my much younger Luddite accountant threatened to remove some of my innards if I didn't. Other than that, I'm still on my last checkbook from the very early 2000s. 
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Moderator
  United States
191622 Posts |
Quote: But, we had mimeograph machines, overhead projectors, open reel tape recorders, and 16mm sound movie projectors! Those lingered through the 70s and into the 80s. Quote: The schools weren't even air conditioned, hard as that seems nowadays. I moved quit a bit as a kid, so I managed to suffer a few of those as along the way. However, HVAC systems seemed to be the norm by the time I graduated.
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Pillar of the Community
 Canada
1782 Posts |
Just mailed, a few days ago, two cheques to our snow removal company for winter 2026-2027. Previously, in the spring, two to our grass cutting company. Don't like emailing my credit or debit card info. to anyone. Use between 15-20 cheques a year. . 
Edited by Sharks Today 4H 9M ago
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Bedrock of the Community
 United States
27217 Posts |
I agree with you, Sharks. I write three or four checks each month to pay utility bills. It's not that big of a deal to me.
My American Silver Eagle collection http://goccf.com/t/448125My random silver coin collection http://goccf.com/t/449270My MS-70 silver coin collection https://goccf.com/t/490829My dragon silver coin collection https://goccf.com/t/490859My silver Libertad collection https://goccf.com/t/491087
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Pillar of the Community
United States
2692 Posts |
We're definitely outliers of our millennial generation, but my wife and I write multiple checks per month: church giving, utilities, and contractors. Mostly because it's the only way to avoid credit card fees. Some local contractors don't even accept cards.
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Pillar of the Community
United States
5846 Posts |
The last contractor I pay only accept checks, I offer him either Zelle or Paypal but he don't want it. I used e-checks in some instance because the fee for using card would be added to my bill.
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Pillar of the Community
Canada
5272 Posts |
I'm from Canada, and the situation is somewhat similar to that in the US. The last time I used a cheque was over a year ago, for a wedding present. I didn't want the risk of cash, and I didn't have the person's details to pay by etransfer.
My city uses a service that charges a fee to pay traffic fines online, but it costs nothing if you send a check or go in person. It does seem ludicrous that you have to pay for something that involves less paperwork, but I paid the fee to avoid the nuisance.
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Replies: 26 / Views: 365 |