Are State Quarters Worth Collecting

I'm saving every state and ATB Quarter that is in decent condition for a different reason. I have 5 grandkids that are ages 7 through 12, and I'm going to give them each a folder for Christmas, then let them search through them to fill the holes. I'll probably mix in a few rolls of circulated quarters just to make the search a little more difficult (and fun). When they are finished they can give me back what they didn't use and I'll roll them up and take them to the bank. The way I see it is: current value of state and ATB quarters-25 cents. Value in 25 years-probably 25 cents. Value as a start to a lifetime of collecting-priceless.

I have a set of the silver ones but don't save any of the others.

So, as others have mentioned if you like them...collect them.

But if you are looking for something that will appreciate in value.
That's a totally different story.

I buy the following only because these State Quarters have a nice modest mintage:

a) The Uncirculated sets from 2005 - 2010 (this includes the start of the ATB Quarters). They had a finish different from the business strikes. Only drawback, serious collectors know this and usually do not put them into circulation unless they buy several sets and cherrypicked the best - then the remainder may appear in circulation or on the secondary market.

Otherwise, as more and more people realize that the market of Uncirculated business strike State Quarters are oversaturated I see more and more being put into circulation. This has accelerated since the Mint issued the W Quarters and collectors also start looking for nice ATB Quarters in circulation (which is hard as the relief becomes ridiculously low with these Quarters.) So if I find a very fine specimen of a State Quarter in circulation I keep it. SO far this year only found one that was extremely fine shape (basically a fine BU) and two or three others also in Mint state (or AU58).

What I find harder to find are (well for most years) really nice ATB Quarters especially from 2010.

State Quarters are not my main focus at all (exception being the satin finish coins and that is more prominent in my goals but still not my main one). I think they are a great coin to train your eye on grading and do research while being quite sanguine about the value of the coin. Any State Quarter of some significant worth now and in the long run would have to grade above MS 67 ---something that even in Mint sets is not easy to find.

As for finding silver quarters - depends on the price of silver. You can find silver coins but expect to find such coins a few times a year and across different denominations. The easiest to find are the 40% Kennedys - tons were made and the public usually do not know that after 1964 there were some silver in a few coin series until 1970 circulating.