I see this one just shy of 40. Pretty sure this would straight grade. Eye appeal is strong. Nice coin. Glad to see you submitting some coins for us to view again!
Regardless of EAC etc. Jason (me) puts this coin at a minimum of a strong 45. 50 wouldn't be out of line imo. I've been doing this for a long time. This coin has very little to complain about.
I don't think anyone knows exactly why Dansco does some of the things it does. I would imagine some people would ask why they didn't include them in some albums as well.