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 Replies: 19 / Views: 3,296 |
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Valued Member
United States
220 Posts |
The way I understand it it is just like credit. If you want to pay another fee on top of all the other ebay fees than I guess its just fine. All part of ebay needing more profit. |
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Pillar of the Community
United States
2661 Posts |
I have used it both for the $10 and when I get other ebay bucks bonuses. I always pay it before the end of the month, but then again I have never had a balance over $50 either. It does seem to take a few days for the payment to be deducted from my account for some reason. By the way, so far I have not paid any fees for using it. |
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Valued Member
United States
220 Posts |
no fees are chargeed if paid in full before the due date Quote:What is the Annual Percentage Rate? The Annual Percentage Rate is 19.99%. The Minimum Finance Charge is $2.00. Of course, you can choose to pay your entire balance by the payment due date and pay no finance charges. Are Bill Me Later and PayPal the same company? Founded in 2000, Bill Me Later was acquired by ebay Inc. in 2008. Bill Me Later is a PayPal company headquartered in Timonium, MD with additional offices in Hunt Valley, MD and San Francisco, CA. |
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Rest in Peace
United States
10625 Posts |
Never had the you know whats to try it. Guess I'm old fashioned, I pay immediately with cash from my paypal account.
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Pillar of the Community
United States
1721 Posts |
Sounds more like a plastic-less credit card. They want you to run a balance then they hit you with interest fees. I don't know what the fees are and I will never find out by using the service.
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Bedrock of the Community
13014 Posts |
Ive been thinking of it too unless anyone can think of a good reason not to. Save the 10 bucks and just pay in full immediately
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Pillar of the Community
United States
3755 Posts |
We use it all the time. I believe there is a 6 months same as cash over 100.00 deal or something to that effect. As mds said, it's pretty much a credit card without the card. No need to be more leery than with any other credit card.
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Pillar of the Community
United States
1200 Posts |
A scroungy $10 inducement doesn't move me. I'm holding out for three ASEs.
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Valued Member
United States
402 Posts |
I use it quite a bit. I buy an expensive coin and they give me 6 months to pay for it interest free. Never in the year I been using it have I paid one cent in interest or fees. Your account is detailed with nothing hidden from you. Go to Paypal and your account is right there in detail. But, just like a credit card you have to be disciplined when using it. I owe them $40 which I will pay off on the 21st. After that I will purchase my 1909-S VDB and since it will be over $500 I will get a year to pay with no interest or fees. It will probably get paid it off in 5 months or so. I will not recommend it to anyone because I don't know your circumstances but I will say I personally use and like it. My opinions only edgman     |
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Pillar of the Community
United States
1659 Posts |
I use it all the time. Lately I've been getting an extra 1% in ebay bucks when I use it. However, I use it only when I have the available funds in my PayPal account to pay off the balance before any interest accrues. I've been using it in this manner for around a year and a half now and I've never paid a dime in interest. |
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Pillar of the Community
 United States
1211 Posts |
What's ebay bucks? Also, I'm confused on one thing. It says that for a our base under $99, there is a required minimum monthly payment. It also says that the financing is at least $25 days. There is a specific coin I'm looking at and it's $80. So I would choose "Bill me Later" then be required to wait 25 days to pay in full? Kind of strange when I could pay off a $300 purchase the next day. In the end, it's not that big of a deal. I have the cash in my account, just the $10 off caught my eye. It seems like if I was looking at a $200 coin it would be simpler... Thanks to everyone who is sharing their experiences. |
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Bedrock of the Community
13014 Posts |
Hondo if you sign up for ebay bucks on ebay its basically free money. You get a small bit back in ebay bucks everytime you make a purchase and every 3 months you get to use it. Depending on how much you buy on there it could basically mean a free coin or two every three months |
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Pillar of the Community
United States
1211 Posts |
Huh, that's pretty cool. Thx
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Pillar of the Community
Canada
3167 Posts |
Think its like 2%. I love it beause its just like a small discount on something you would be buying anyways!
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Valued Member
United States
370 Posts |
Yeah, it's like Two Cents back on every dollar but some categories are excluded, like bullion and some automotive stuff off the top of my head. |
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Posted 01/11/2013 8:35 pm
