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Should Paper Checks Be Abolished Like The Penny?

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Author Replies: 36 / Views: 818Next Topic
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jbuck's Avatar
United States
191802 Posts
 Posted 07/31/2026  10:29 am  Show Profile   Bookmark this reply Add jbuck to your friends list Get a Link to this Reply

Quote:
My local Hobby Lobby no longer accepts checks. That surprises me given their clientele.
That is surprising.
Valued Member
United States
288 Posts
 Posted 07/31/2026  1:00 pm  Show Profile   Bookmark this reply Add Nycstlrr to your friends list Get a Link to this Reply
I still write one a month for rent. Landlord charges ridiculous fees for any kind of debit or credit card and offers no kind of online payment. Have to drive across town once a month to put the payment in their little slot.
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jbuck's Avatar
United States
191802 Posts
 Posted 07/31/2026  2:02 pm  Show Profile   Bookmark this reply Add jbuck to your friends list Get a Link to this Reply
Bummer.

With the way housing is these days, I am not surprised you just deal with it.
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hokiefan_82's Avatar
United States
3712 Posts
 Posted 07/31/2026  10:00 pm  Show Profile   Bookmark this reply Add hokiefan_82 to your friends list Get a Link to this Reply
I still write a few checks to avoid high credit card fees, but I could replace those with ACH payments. The few remaining checks I write, like for our yard guy and handymen we use for landscaping and work on our house, I could just switch to cash. So, if checks were done away with I wouldn't really be bothered by it.
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BStrauss3's Avatar
United States
4611 Posts
 Posted Today  5H 32M ago  Show Profile   Bookmark this reply Add BStrauss3 to your friends list Get a Link to this Reply
In the US, with the Check21 law, checks are defacto gone anyway.

As soon as the physical piece of paper hits the high-volume side of the payment world -- teller, atm, big box store, moble deposit, etc. -- it's converted to an eCheck (ACH debit). The scanned image flows with this, and the physical paper is either returned to the customer or destroyed.
-----Burton
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nfine's Avatar
United States
3487 Posts
 Posted Today  5H 7M ago  Show Profile   Bookmark this reply Add nfine to your friends list Get a Link to this Reply
I write two checks a year to pay property taxes in person, every other method of payment has fees associated with them. Paying a fee to pay taxes just doesn't work for me.
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