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Posted 06/05/2012 12:56 am
@greenprint: I always recommend doing CRH transactions at a bank you have an account at only so you can avoid the whole "I can't help you without an account" situation. As far as using other banks besides BofA... only if you run out of friendly BofA banks to deal with. The rule I always follow is if there is an unfriendly teller/manager/branch, it is always easier to walk away to a different teller/branch than to argue with them.
As far as how many branches to use, just use your best judgement. If you dump a box of pennies off at a branch, and try to buy a new box a few days later and they are struggling to find a whole box that are not your rolls (you are marking YOUR rolls, right?), you've just found a branch you shouldn't try to buy pennies from, just a dump bank. If you walk into a branch and you try to dump a box of pennies off and the teller starts spouting off fees you need to pay/asking you to open a business account/talking about the pennies being sent for sorting before being posted to your account, you've found a bank to not dump coins at.
The more branches you visit, the better your chances of not "wearing out your welcome", and the more you learn about what banks are good to visit. Between the banks I visit on my lunch breaks close to work, the branches with the extended Friday hours I can stop at halfway between work and home, the branches by my apartment on Saturday mornings and my days off, AND the branches my girlfriend visits for me by her work on my busy days with no lunches... I have a pretty good idea which branches charge fees and don't care to handle change, and I don't worry about wearing out my welcome at the nice branches who like me. =)
As far as how many branches to use, just use your best judgement. If you dump a box of pennies off at a branch, and try to buy a new box a few days later and they are struggling to find a whole box that are not your rolls (you are marking YOUR rolls, right?), you've just found a branch you shouldn't try to buy pennies from, just a dump bank. If you walk into a branch and you try to dump a box of pennies off and the teller starts spouting off fees you need to pay/asking you to open a business account/talking about the pennies being sent for sorting before being posted to your account, you've found a bank to not dump coins at.
The more branches you visit, the better your chances of not "wearing out your welcome", and the more you learn about what banks are good to visit. Between the banks I visit on my lunch breaks close to work, the branches with the extended Friday hours I can stop at halfway between work and home, the branches by my apartment on Saturday mornings and my days off, AND the branches my girlfriend visits for me by her work on my busy days with no lunches... I have a pretty good idea which branches charge fees and don't care to handle change, and I don't worry about wearing out my welcome at the nice branches who like me. =)
Edited by MadMortician
06/05/2012 12:59 am
06/05/2012 12:59 am
