Agree with recent posts. I have always collected coins. Will continue to do so. But I consider the investment aspect in a portfolio way. I buy coins like I buy art. I have to like the coin to purchase but consider it purely a secondary, speculative part of my investment portfolio. If it pays off over the long term, great, but if not that's OK, at least I will get part of the investment back, or pass on to my children. Not that I don't consider investment aspects of a coin purchase especially if the coin is relatively expensive, but it is not my primary motivating factor in making the purchase. If I want to make a guaranteed return, there are many other ways in which I can and do invest my money.