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3rd party grader required only center band to be separated to grade as FB, I could be wrong.
that's correct. however some collectors still want to see all three fully split for the designation regardless of whats on the slab
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Just to be clear,coin appears to be dipped not "cleaned" hence no hairline scratches
sometimes when commenting I just use cleaning when any type of alteration has occurred to the surfaces. I should have been more clear as to the type of cleaning.
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Is dipping considered cleaning? Does it bring the value of the coin down?
yes and yes, however a light dip would not affect grade. if it stands out as being overdone and has stripped away all the luster then the value would be affected. how much? thats a topic of discussion and in my opinion could be anywhere from 20-50%