When I told a really senior retirement rep in Sacramento about the retirement issue, in that all of their employees told me (and everyone else in my situation) that the pensions could not be deposited into a special needs trust fund, and I had to have it corrected myself, as an individual, he replied to the effect of "Yah, we should set up a training session for that". Keep in mind that the section involved allowing it had already been in effect for over 2 years in my state... and they had yet to tell their employees?
I used to somewhat trust the government years ago. Now, I trust nobody in government regardless of party affiliation. I am convinced that 90% of them are either crooks or incompetent. I saw a real survey about the most corrupt cities in the USA and make a wild guess which city was at #1... yep, Washington D.C. Friends, we are NOBODY to the politicians... we actually mean absolutely NOTHING to them except for the lies we are told to get us to vote their way. It is the politicians who rule the people, not for the people to rule the politicians as it was originally intended to be.
Well, enough of the rant. What galls me is not only was something like $40k from me had gone out the door, but it would ave continued until I died. My kid would have, if it were not for my suspicious nature, had not seen a cent. Plus another $400 a month from me just going out the door and going nowhere except back to my retirement organization, who would have happily kept it... and also keep the massive amount of money which they would have been required to pay out. The deal that was made that I would pay out $400 a month until my death, and then my son would then be issued my retirement checks until his death. And I was helpless to stop it, even when I found out the truth... it would, and is, being taken out of my retirement until I was dead, even tho it would have not benefited anybody on my end.
To westernsky, your comment about incompetence is the rule in which I run my life by. How many of you were told "no" about something, by the so-called "experts", but then went to another person or supervisor or wrote and found out that you were absolutely right and they were absolutely wrong the whole time. To Ballyhoo and the others, who mentioned Karma and stuff like that, I have already taken care of that. Here is a picture of what I purchased a while back in an attempt to combat bad karma. No kidding. You would not believe the troubles and tribulations I had to go thru to acquire her in my desperation to combat the evil forces in this life. She resides in my van. And you know what... she works!
sorry about going off topic.
