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Jason .... I am not really trying to pay more than face value for coins at this point. I guess I am just getting my feet wet.
Here's the best thing to do, for right now, that I can tell ya, since you're "just gettin' yer' feet wet".
Get rolls of Nickels or Lincoln Cents.These obviously aren't the "big dollars" or the "Golden dollars", but trust me......you'll have A LOT OF FUN and excitement.
Then search through these....you'll often find
Silver War Nickels (has the large mintmark above Monticello on the reverse)
There are some "key dates" to look for as well that you can look into.
You can find
Buffalo nickels or "V" nickels even !
With the Cents.... you can find GOBS of
Wheat Cents !
All different kinds of old dates !
It's SO MUCH FUN !
And, if you search enough of them, eventually you'll find an
Indian Head cent too !
For "just getting started"......and not wanting to pay above face value...... THIS IS YOUR BEST BET !

After a good while of keeping what you find....eventually you'll want to get an album with your growing stock of coins (the books with the holes in there for coins to go in)(every bookstore has them).
Once you start filling in the coins into the holes by year and mintmark, you'll really begin to see what the hobby can be for you.
The biggest part of my advice by saying all of this is:
It costs you absolutely NOTHING ! (other than the couple of coins you might find)
It's a Poor Man's way of coin collecting !
It's for everybody actually.....but if funds are tight....this can still be easily done with no extra cost !
Because once you're done looking through all of your rolls of coins, you just take them back to the bank and cash them in or deposit them.