I Had To Walk Away

let me put it this way I looked at the holder and he had damage listed on it so looking at it in hand nuttin jumped out at me so I flipped it over and with a 10X loupe started by looking at the reverse and the rims and didnt see a thing then I flipped it over and looked at the feilds and the bust all look nice a clean (not cleaned) and the last thing I looked at was the date and UHG!
i dont NEED this coin or this date
most of my damaged silver coins I have only paid melt/spot for this was 4x spot

I think you made the right call. I don't mind worn dated coins but don't care too much for damaged ones. I think it would always bother you and you may have regretted the purchase.

I think you did the right thing. I've purchased coins that I havent been entirely happy with and it is hard to make yourself like them. I've now adopted the opinion that id rather not have a coin than have one that isn't quite what I was after. Chances are you will have to upgrade it later because the flaws will play with your mind.

Go with the gut. if there is something you don't like, walk away.

A flaw like the date partially scratched off would be to much for me to handle.
And I have low standards in coin collecting
You did the right thing

Depends, if it was an O-109 I'd have jumped on it (R-5). If it was a 118 I'd have torn my pants getting the money out (R-7).

With all above. Conder is right though, Personally, I probably would have taken a chance on it. I like to gamble on Overtons occasionally.

Sometimes you have to look at a gamble with this equation:

Your $$$$ + Risk = Possible Reward

Lots of variables. But my biggest question is: If you made a mistake, could you afford the mistake? My father always calls to tell me about the item he passed on at a yard sale. He'll describe the item then follow it up with: "They wanted 10 dollars, should I have bought it?" My response: "If you spent the 10 dollars and then lost on the gamble would this mean you'd be eating 'Mac N Cheese' for the next 2 weeks? Sometimes a mistake is what I consider a down payment on your continuing education. If we never make mistakes then we are not really making progress or learning. We can't win all the time. If it wasn't for risk, the Wright Brothers would have been known only for their bicycles.