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 Replies: 34 / Views: 4,458 |
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Pillar of the Community
United States
4897 Posts |
Quote:
Thats like saying when you buy silver coins from the "junk box" and get lucky that you should tell the owner of the store "here is an extra thousand bc I only paid melt price for it originally"..... Apples and oranges.....a "dealer" should know better. I also have purchased collections and later after closer inspection paid the seller more money......The Golden Rule and all..... |
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Pillar of the Community
968 Posts |
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Sorry we dont share the same "morals"....its my job to make deposits and cash checks. Not educate people about coins...and I'm not even a collector really so I honestly didnt know how much they were worth until well after I got the coins home It's your job to provide customer service. Not screw them. Bet you saw that $300k in her bank account and were like "Oh, she can afford to lose this, I bet I work harder than her and I deserve this little bonus." Typical attitude I've seen with 75% of bank tellers handling silver that know about it. Quote:
Apples and oranges.....a "dealer" should know better. I also have purchased collections and later after closer inspection paid the seller more money......The Golden Rule and all..... Thank you, this is exactly correct. |
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Moderator
 United States
15435 Posts |
Not wishing to pile on to the OP with my views on morals ...
To each their own I say ... I personally would have advised the depositor that the coins she wished to 'sell' at face value carried a premium.
Would have gone from there ... if the reply was 'I don't care' then I would have been thrilled at the silver score.
David
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New Member
 United States
10 Posts |
Its my job to do what they ask me to do. Not inform them about coins. And you dont know how much they have in their account until after the transaction so that wasnt my mentality. My mentality was "they decided to make a deposit....so I'm going to process that transaction for them". Plain and simple
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Rest in Peace
United States
4849 Posts |
Come on guys. Give him a break, he didnt screw anybody. He works at a bank and took a deposit. You make it sound like he ripped some old lady off of her coin collection or something. He didnt BUY a collection from someone he accepted someones deposit at face value, so you can't make that comparison like he ripped someone off of their collection. Most of the coins were probably rolled anyways, so how was he going to know until after she had already deposited the money. Some kind numimatists may take the higher road, and inform the lady of the collection...and that is great; but I dont believe it is fair to pass judgement on the OP for doing his job.
Edited by johnny54321
08/14/2014 1:07 pm
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Pillar of the Community
United States
4897 Posts |
I do not disagree with you johnny! However, Quote:
i dont feel bad tho bc that lady had over 300k in her bank account that she deposited the money into So.....if she had $3.00 or $300 or $3000.....he may have felt differently? |
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Pillar of the Community
United States
8516 Posts |
I would've had to say something about the true value of what she was handing me but it's a new world out there now and values just aren't the same anymore.
Oregon coin geek.....*** GO BEAVS ! ! ! ***
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New Member
United States
10 Posts |
All of the coins were rolled...we dont accept coins not rolled. Again, I got lucky even findind them and not giving them back into circulation when the next person asked for a roll or quarters. So while you say you would have acted differently, you werent in my position. Pass judgement if you want to, but you have not walked a day in my shoes and dont know me at all. Also, I did nothing illegal or out of company policy accepting the coins and buying them back later in the day so stay on the pedal stool all you want.
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Rest in Peace
United States
4849 Posts |
SO after he looked through the rolls and discovered they were all silver after she left...then what. Was he supposed to dig up her phone number listed with her private account and make a personal phone call to inform her that she deposited several rolls of silver? Maybe some folks would, and that is great....but you just can't make comparisons with someone who sells a collection, as a COLLECTION....not as a deposit. This is an apples to oranges comparison....especially given that he didnt know the value of the deposit till after he had a chance to open the rolls and buy them from the bank.
If you receive a silver 1964 quarter in change at the grocery store, would you return it to the teller, stating that you cannot accept it because it is worth more than a quarter, and you would be taking money from the store? I know I for one would keep it, and consider it my lucky day.
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Valued Member
United States
261 Posts |
He would be fired for doing anything but completing the transaction she requested.
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Pillar of the Community
United States
4897 Posts |
I have absolutely no problem with the OP's actions. Have no doubt he acted within corporate policy and procedure. Only question the justification. To paraphrase, "she had plenty of money".
I may be personalizing this too much. Just wish that people would truly treat each other as they would like to be treated. Ignorance be damned....right is right....
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Rest in Peace
United States
4849 Posts |
true...his actions should be the same regardless of what her bank account read. I took it to mean that the OP didnt feel that she was unintentionally giving up her family fortune or something. I'm not a banker nor due I deposit rolls of change into a bank, but is it normal to take apart rolls in front of a client when they turn them in? If not, then the OP was likely left with a bunch of change rolls when she left. My problem is that forum members feel that he is ethically bound to track her down after receiving a few rolls of silver. Now maybe if she had put in a 1792 Half Disme, or something that was worth 6 figures....I would argue that he really should find this lady and at least offer to share the profits....but for a few rolls of silver? My wife's mom works at rite aid and was paid with a roll of walking lib halves several years ago. After I informed her of the value, given that she might have remembered who the buyer was, was she ethically obligated to track down the person who bought with it to give them their halves back? |
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Pillar of the Community
United States
8516 Posts |
Quote:
Its not my job to tell her "hey this is worth more in silver than face value". May not be your job but it would've been the right thing to do. What if it had been your grandma in that same situation ? You wouldn't want her to be taken advantage of because she was ignorant of the actual value of the coins metal content. Oregon coin geek.....*** GO BEAVS ! ! ! ***
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New Member
United States
2 Posts |
She went in there to deposit coins. She wasnt in there excpecting $4000 in coins . It isn't like you break those rolls as soon as you receive them. He just got lucky with them being full rolls. What if the had only been a silver coin on one end or two?
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Pillar of the Community
United States
8516 Posts |
Oh he saw em. You have to look or get stuck paying for them if it's something else.
Oregon coin geek.....*** GO BEAVS ! ! ! ***
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Posted 08/13/2014 6:48 pm
