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How Many Banks Do You Do Use For CRH. I Am Using 4 Right Now

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Valued Member
United States
71 Posts
 Posted 02/22/2018  8:12 pm  Show Profile   Bookmark this reply Add briton to your friends list

Quote:
I live in a major metropolitan area, but I have accounts @ 3 banks and 3 CU, all of which have multiple branches in the metro area.

on Saturdays, I routinely go to 26 or more of them.


What do you say to the tellers when you walk in to so many banks? Do you say different things for different situations?
Pillar of the Community
United States
2624 Posts
 Posted 02/22/2018  10:42 pm  Show Profile   Bookmark this reply Add DrDon to your friends list
I use one bank (2 branches). Sometimes I will visit a second. The only other bank in town acts like I have green skin and trying to steal their identity (literally). I expect that wen out of town but not at home.

I do want to share a really good experience at an out of town bank. I asked the teller if I could get a box of pennies. I explained I was from out of town. She called someone in an office. The lady came out and stated they had not yet received their shipment and were out of boxes. she asked me to wait while she made a phone call. She came out a few minutes later and told me the man at the local hometown food store could give me one of his.
That is how a bank should act.
Valued Member
United States
186 Posts
 Posted 02/23/2018  10:08 am  Show Profile   Bookmark this reply Add yelimsexa to your friends list
At the peak of my CRHing days, I had around eight different bank accounts, with three of them (including branches) dumps and the rest for boxes. During semester breaks, I'd often hunt up to four days a week. My closest bank to home was/is a credit union, and they didn't give out boxes or bags, but had a nice counting machine, so it was a dump bank. One of the two other dump banks was also no boxes/bags, but would sometimes offer CWR, but the counter wasn't as fast. The third had faster counting machines which I enjoyed, but a couple branches didn't have one, so it was sort of a hybrid. Today, I'm down to two dump and two pickup, with that one "hybrid" account still active since I not only don't search as much, but I'm more of a VTH (video tape hunter). The non-account banks would be mostly for just asking for CWR, most specifically half dollars and dollars. I would average between six and eight boxes per hunt, though one time I had up to 12 boxes. The higher amount of banks allowed me to search more, and since I don't nearly search as often, a smaller amount of accounts prevents burnout from tellers that could impose fees like some of you get, and that happened a couple times during my peak. If I hunt today, I usually search between two and four boxes, with perhaps eight at the very most. The hassle of credit card and account statements put a limit on the number of accounts I possess, but I'd still occasionally open a new one in case a "free cash bonus" offer comes into play.
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United States
840 Posts
 Posted 02/23/2018  3:16 pm  Show Profile   Bookmark this reply Add berto to your friends list

Quote:
Do you have memberships at the banks you order from when traveling?
How often do they deny your order? What do you tell them? What is their typical response?
Do you order from small banks or the big dogs?
Thanks for sharing


Yes, I have accounts at the banks I use when traveling. I tend to use the bigger bank chains for my orders when traveling.

If I call an out-of-state bank and they refuse to order for me, then I simply contact a different branch until I find one that will order. Most branches are friendly about ordering, though they may look at me like I am an alien when I actually pickup the multiple boxes I've ordered
Valued Member
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177 Posts
 Posted 02/23/2018  5:57 pm  Show Profile   Bookmark this reply Add Big7mag to your friends list
I use one bank for picking up and one bank for dumping. I pickup 3k at one of my banks and dump 3k In a coin counter each week
Valued Member
United States
71 Posts
 Posted 02/23/2018  8:49 pm  Show Profile   Bookmark this reply Add briton to your friends list

Quote:
Yes, I have accounts at the banks I use when traveling. I tend to use the bigger bank chains for my orders when traveling.

If I call an out-of-state bank and they refuse to order for me, then I simply contact a different branch until I find one that will order. Most branches are friendly about ordering, though they may look at me like I am an alien when I actually pickup the multiple boxes I've ordered


What types of coins are you ordering?
Do you tell them why you want them?
How many boxes do you typically get?

Thanks for sharing. I'm trying to learn my box strategy!
Briton
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United States
840 Posts
 Posted 02/24/2018  1:14 pm  Show Profile   Bookmark this reply Add berto to your friends list

Quote:
What types of coins are you ordering?
Do you tell them why you want them?
How many boxes do you typically get?


Halves.

If they ask, then I tell them I'm a collector.

Typically only 4 boxes from each branch. I've experienced push back if I try to order more than 4.
Valued Member
United States
71 Posts
 Posted 02/24/2018  3:26 pm  Show Profile   Bookmark this reply Add briton to your friends list

Quote:
Halves.

If they ask, then I tell them I'm a collector.

Typically only 4 boxes from each branch. I've experienced push back if I try to order more than 4.


Thanks again for the conversation. I am going to Orlando next month and think I'm going to try to order some for my son before we go.

I am thinking I'll try Wells Fargo, as that's the only national bank I have an account with. Do you typically just look the bank branch phone number up on the internet and call? Do you just talk to whoever picks up the phone? Or ask for a manager?

Thanks again.
Pillar of the Community
United States
840 Posts
 Posted 02/24/2018  5:39 pm  Show Profile   Bookmark this reply Add berto to your friends list
Internet, call, ask to order coins.

Best to have a dump plan because halves are too heavy to bring on a plane and I recommend against checking them.
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2522 Posts
 Posted 02/24/2018  6:09 pm  Show Profile   Bookmark this reply Add ratman4762 to your friends list
Found it hard to get banks to order halves for me, & even when I did......didn't have much luck. I much rather just grab customer wrapped rolls. I'd even find an occasional 40% edge searching obvious dumps (marked rolls). At the height of my searching I only had 2 accounts with 2 different banks. The success you have obviously has to with individual banks & how you go about establishing a relationship.

I first started off by asking tellers for halves. Any & all banks. Almost all banks want to get rid of them so they don't have to (1) sit on a $1000.00 bag waiting to get filled (at least around here) & (2) pay to ship said $1000.00 bag back. (Banks have to pay to get coin & ship coin back). I only found 1 branch of a bank that flat out refused a non customer halves in the 3 counties I would frequent often. After They got used to seeing me, I started asking for a few rolls of nickels as well as halves.
Eventually I was getting boxes of nickels from several banks I didn't have an account with.

I had one dump bank that had a coin counter that was free for it's customers. They were emptying it every other day because it was full (of nickels). They soon took the counter out. Had to start rolling. Some how or another, it evolved into me swapping out my boxes of nickels for fresh boxes at several banks (even banks that I had no accounts with). When my bank wanted to start charging its customers $10 a month, I went to a branch that didn't know me & closed my account....allowing me to continue getting nickels there. I opened up an account with the friendliest bank around (again at a branch that didn't know me). I had been swapping boxes of nickels there for about 2 years before becoming a customer. Two branches would even call me if they were running short on nickels.
Valued Member
United States
71 Posts
 Posted 02/24/2018  8:53 pm  Show Profile   Bookmark this reply Add briton to your friends list
Thanks for the reply's guy's.

Most banks I've talked to seem to know that people want halves for silver. They do not even want to talk to me about ordering halves and seem very "stand offish" when I ask. However when I ask for pennies or nickels, they will give me a box or two.

I'm just grateful I have a relationship with my original bank and they will order me 2 boxes of halves a week. But I also give them 10's of thousand dollars in interest each year on some of my business loans, and keep very high balances in my account.

I'd love to find one more bank that would order me halves on a regular basis.

I might try the approach of just stopping at every bank I drive by and asking if they have any.

Internet, call, ask to order coins.


Quote:
Best to have a dump plan because halves are too heavy to bring on a plane and I recommend against checking them.


Do you just roll them and take them back to the same bank? or a bank you have an account with? I would think that would be the only way to do it when out of town.
Edited by briton
02/24/2018 8:55 pm
Pillar of the Community
United States
840 Posts
 Posted 02/25/2018  1:45 pm  Show Profile   Bookmark this reply Add berto to your friends list
I call the branch or branches ahead of time and discuss my desire to deposit an unusually large amount of halves. During the discussion I ask whether or not they have a counter. If they don't then I ask about depositing bags. If not bags, then rerolled. I try to minimize my impact on their business.

Honesty is the best policy.
Pillar of the Community
United States
2925 Posts
 Posted 02/25/2018  5:05 pm  Show Profile   Check John77's eBay Listings Bookmark this reply Add John77 to your friends list

Quote:

Honesty is the best policy.

Totally agree.
CRH Nickeloholic. 1,600,000 nickels searched in eight years! Have found FOUR complete Jefferson sets!
Pillar of the Community
United States
2624 Posts
 Posted 02/25/2018  9:39 pm  Show Profile   Bookmark this reply Add DrDon to your friends list

Quote:
Honesty is the best policy.


I walked into a bank I have never been in. the teller asked "How may I help you".
I started with "I don't have an account with you..."
I walked out with $44.50 in pennies.
Pillar of the Community
United States
1795 Posts
 Posted 02/26/2018  5:53 pm  Show Profile   Bookmark this reply Add BadToTheBone to your friends list
All the banks I go to I always ask for their junk (halves, dollar coins , 2 dollars bills, eisenhowers etc!) which they have to count separately from the other cash. I'm always polite and friendly and they appreciate that. So to make a long story short they always save me things they think I may like. Weather or not I need them I will take it. With the bank that orders me boxes of coins I occasionally take them a box of donut holes (large box) which they enjoy with their coffee or tea in the morning. Treat them nice and they will look out for you. I have actually gotten a lot of silver coins and red seal bills that way.
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