Do You Think The Bank Will Take This 2013 $1 Bill

I tend to cringe when I hear that. I guess it was just the way I was raised. It's true, you can't even by a package of chips for a dollar these days. I remember when I spent 15¢ for a package of Planters Cheese Puffs in my youth.

It will cost more than a $1 to exchange it. Cost of gas, time, depreciation on your car. It's not worth the time or the value. If you really want to, put it together with change you have around the house and deposit it.

And you got 50 cents worth of tape on it

I get 3M packing tape for 4$ a roll - 54 yards and the dispenser. Plus I get it free delivery so I don't have to waste gas or depreciate my car value!

I know the greater than 50% rule is true. That rule is logical. Otherwise someone could deposit two separate pieces at different times and double their money.

I'm not sure if the serial number rule is true. I don't think so. The Federal Reserve doesn't record serial numbers or even the federal reserve district when they destroy worn out currency. They don't really need the serial number for anything.

I wonder if a nationally chartered bank is obligated to exchange mutilated currency for their customers as part of their national charter. Maybe they just do it as a courtesy. I deposited some twos in really bad shape one time and they really didn't want to deal with them but they reluctantly did it anyway. I had two demonstrate that one had more than 50% remaining; they really didn't want that one. It was close but demonstrably greater than 50%.

The original poster could submit the note to the Bureau of Engraving and Printing using BEP Form 5283 for redemption. That would leave a net return of only 27 cents after paying for the postage. Nonetheless, it might make an interesting subject for discussion on this forum.

Brilliant!

I would say no because the note does not have a complete serial number to log in.

(did your dog try to eat your beer money?)