1921 Morgan Dollar: NGC MS-62; A Possible Slider?

IMO, it would not be worth the time/effort in attempts to obtain a higher grade. https://www.pcgs.com/coinfacts/coin...-morgan/7296 PCGS price guide MS 62 = $95, MS 64 = $115. The scratches on the obverse (I think) would hold it back from a 64. A resubmission might come back a 63?

The nice fields suggest that it's mint state, but MS-62 seems appropriate from the severe scuffing on the cheek.

There are a couple places in the hair curls, the bottom fold of the liberty cap, and the top most feathers on the eagle's breast that could be rub from 12 minutes in circulation, could be slight strike weakness, or just shading on the picture. Hard to tell for sure without seeing and rotating in hand.
It looks frosty and lustrous to me, and if cheek looked like the rest of the coin, I think it would grade 64 or 65. With the cheek as is, I think it might stretch to a 63, but I understand and agree with the 62 grade.
The area in question is rectangular in shape, stretching from the jaw bone to the eye socket and looks like it could have been caused by a pre circulation rub against the coin bag.
Personally, I would not resubmit to seek a 64 or gold CAC grade. Given the cost, inconvenience and uncertainty involved in resubmitting, I would just buy one already graded MS 64, if that's what you want, or better yet, use the resubmission money toward buying a different date MS 64 and keep this nice 62. Gold CAC stickers are rare and noteworthy and I would never expect a gold CAC sticker under any circumstances.
Your questions are not at all foolish. Talking with other collectors is an important part of numismatics.