Hello all, my 1914-D just arrived!
The bad news: It was a bit diappointed. The pictures do a good job of hiding wear. I was fully expecting an AU looking coin, but it is without a doubt a true XF45. I also recently received my 09-S, a spectacular AU58 that exceeded my expectations. That, along with the pictures of this probably gave me unrealistic hopes.
The Good News: It IS a solid XF45 and the surfaces are clean and smooth. The coin is fairly and accurately graded so I suppose I shouldn't complain. :)
I'll take pictures later on. I'm off to the post office then lunch.