Thanks GR58! I actually realized that while googling over and over... I'm familiar with the terms for coins, but notes are an unraveling mystery to me.
... hoping to get $100 at least based on what I've seen - AND... from the time it was photographed at the bank until it got to me, the writing was "erased." I guess it was in pencil and I explained that "erasing" it probably wasn't the best thing to do, but DID minimize (almost eliminate) the writing.