I always have troubles with the circulated ones...The back looks to be Fine and the front looks to be VG to me. So where does that leave me lol.... hmmmm
I'm leaning on the F-12 side as well. Hey Bad Thad, on the obverse I want to say F-12 too but I don't know why. Isn't it the cheek and some separation that divides the VG from the F? What do you look for?
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