As a circulated, common date D-mint
Wheat cent, it probably has a numismatic value of about 4 or 5 cents. I don't think that the chips add much, but I'm sure that others will weigh in with their thoughts too.
"If you climb a good tree, you get a push."
-----Ghanaian proverb
"The danger we all now face is distinguishing between what is authentic and what is performed."
-----King Adz