"What does "Regional" bank mean to you? And how do you determine which ones are regional, you ask them?"
Regional banks, in my opinion don't matter at all. it means their primary market is the region or metropolitan area, but it's mostly as it relates to depositors.
A national bank might take deposits nationally and be the largest of financial institutions with a lot of transnational turn over, while a regional bank might take deposits for a region of service, it's more of a mid-sized bank,
and a community or neighborhood bank would be the smallest.
these classifications are more about depositors and their financial stability, ability to make loans ect. and not so much about their ability to get new coin rolls. in the end, they get what the armored carrier brings them just like everyone else.
I've found that banks and even credit unions, if in a commercial area, burn through change and order more often new coin to be brought in by the armored carrier for their demand, while banks near residential areas tend to always get customers depositing coins, and order less change orders because the customers turn in more than their demand for it is, in some cases, sending more back with the armored carrier.
My ideal hunting banks for new current coin are near commercial districts, or restaurants/shopping areas where a lot of the customers should be the local businesses, instead of just people.
they also don't seem to act like filling a change order is such a burden because it's normal routine for them.
if I'm looking for older coin, and customer wrapped, I prefer banks near residential areas for those coin jar hoards that which can pan out some good stuff occasionally that have been just sitting around somewhere for 20 years, but usually a bit foreign coin heavy or rolls that are short coins. It is what it is.
Generally speaking though every bank will do FIFO (first in first out) with customer wrapped rolls. The rolls have foreigns or are short usually, and it's always best to dump them on the next guy asking for change to for the bank to keep them. banks that give out more change than they take in, in my opinion regardless of the size of the bank, are the best shot at getting new coin rolls, even when just getting 2-10 rolls at a time.
I also like to look at
ebay if I'm looking for something specific like W quarters and sort it by "distance, nearest first". to see if any are being found near me.
in 2019 the Ws I did find, showed up on
ebay close to me, and I knew they were in my area. closest 2020W to me on
ebay right now is 110 miles away, all the listing are 110 miles away on there. Possible for them to turn up but unlikely, it was when they were turning up a few listings at under 25 miles from me, I was hitting pretty good.
I'd be looking for Boxes of Weir Farm, or BU boxes dated 2019, 2019 BU Boxes should still be turning up through most of this year, like 2018s did last year.