Any other sellers get the
ebay email today about the changes to payouts?
I believe the upshot is that you no longer get scheduled payouts, they want you to use the on-demand system. Previously, the payout request meant a fee. Not sure about now.
Also, there is some vague text about "balances". Now it seems that you have a balance in your
ebay account from selling, and you can either pay that out or spend it like credit. That seems like a 1099 nightmare, but sure, why not.
My guess is that the balance approach either helps them to avoid paying credit card fees or allows them to charge users credit card style transaction fees.