Hmmm, As someone who has been on both sides of the construction and real estate businesses, and knowing that EVERY story, like coins, have two sides. I definitely need to hear the whole story...
So far you have claimed of being "tricked", and you have admitted to being late on payments (delinquent borrower).
"I actually owe $30K, the rest was for unapproved change orders but he tricked me into signing something so I can't dispute them. My fault, but I'd like to get 'em somehow legally."
"...but I'd like to get 'em somehow legally." - Seriously?
"We were late making the final lump payment and signed a mortgage for the amount so he wouldn't foreclose on the lien (which I was later told he wouldn't even be able to do). Towards the end of the mortgage we used an attorney to negotiate the amount because of the contested change orders but were advised by our attorney we wouldn't be able to fight the change orders since we already 'legitimized' them by signing the mortgage for the full amount. Long, aggravating story to say the least. Still doesn't add up to me".
Don't you pay attention to what you're signing? Especially when life savings amounts of money are involved... If you are so easily "tricked", maybe you should have gotten the lawyer to review the paperwork BEFORE you started signing contracts... Just sayin...
Being "tricked" is almost always the cry of someone who didn't think things through and made a rash knee jerk decision. Or is just having buyers remorse.
You don't have the money to make a contractually agreed payment, but you have the money to spend on lawyers, and to go WAY out of your way to buy pennies in mass bulk to make payment. That will not look favorable to a judge.
I'm sorry, but my first impression is that you are using this "being tricked" excuse as a means to get out of you contractual obligation of making payment.
I will need to hear BOTH sides of this one if you want to change my mind...
So far you have claimed of being "tricked", and you have admitted to being late on payments (delinquent borrower).
"I actually owe $30K, the rest was for unapproved change orders but he tricked me into signing something so I can't dispute them. My fault, but I'd like to get 'em somehow legally."
"...but I'd like to get 'em somehow legally." - Seriously?
"We were late making the final lump payment and signed a mortgage for the amount so he wouldn't foreclose on the lien (which I was later told he wouldn't even be able to do). Towards the end of the mortgage we used an attorney to negotiate the amount because of the contested change orders but were advised by our attorney we wouldn't be able to fight the change orders since we already 'legitimized' them by signing the mortgage for the full amount. Long, aggravating story to say the least. Still doesn't add up to me".
Don't you pay attention to what you're signing? Especially when life savings amounts of money are involved... If you are so easily "tricked", maybe you should have gotten the lawyer to review the paperwork BEFORE you started signing contracts... Just sayin...
Being "tricked" is almost always the cry of someone who didn't think things through and made a rash knee jerk decision. Or is just having buyers remorse.
You don't have the money to make a contractually agreed payment, but you have the money to spend on lawyers, and to go WAY out of your way to buy pennies in mass bulk to make payment. That will not look favorable to a judge.
I'm sorry, but my first impression is that you are using this "being tricked" excuse as a means to get out of you contractual obligation of making payment.
I will need to hear BOTH sides of this one if you want to change my mind...























