When our older generation dies, they usually leave a huge estate for their kids to go through. Imagine if someone you loved just passed away, and then you were given the biggest cleaning and selling challenge of your entire life. Trying to convince yourself to toss, sell, or give away items your loved one cherished. You've spent days and days going through stuff and you have this pile of coins that you don't know much about. These people aren't really at a place in their life where they have time to devote to learning coin values. They take the easy road and dump them at a bank or coin arcade.