Stolen Lots From Leu Numismatik

When I saw the first post on this unfortunate topic I wondered about the insurance angle, and asked myself these questions:
1. Assuming the coins were on consignment to the auction house, does Leu's insurer cover the losses and the consigner gets reimbursed?
2. IN this case where the theft occurred after an auction, would it be expected that the insurer reimburses Leu at the realized price for the lots? (in whcih case both Leu and the consigner are made whole)
3. IN the case where a theft would occur before the auction took place, how would the amount to reimburse be figured? By the pre-sale estimate? If I were a consigner, this would worry me, since some auction houses (in my opinion) systematically low ball their pre-sale estimates.

Anyone out there work in the insurance industry?