$20 Dollar Notes Question

OK,so I went back to my bank and picked up this....sell it or spend it?

I call these a "savings" account note. It would take more effort than it's worth to get a decent premium.

Put it back until one of two things happen:

1) Someone offers a premium.

2) You run across a great deal, like a silver dollar for 20 bucks, and lucky you, you just happen to have $20 cash that you'd otherwise have frittered away.

Sorry if you think I was looking down on you or anyone else, that was not my intention. Also sorry that you don't have a horse, many of us don't, including myself.

One thing I don't do is try an profit off my fellow currency collectors. I'm here to learn and help other collectors when I can, not profit off them.

If you check out some of my older post you will see that I've even given a lot of currency away to other collectors at no cost to them because it didn't cost me anything and I was just passing it on to help them out.

And please don't think I just go into my pocket and pull out a wad of cash when I want to add to my collection, I have to save for what I buy. I make my money by working for it, then spend it with other collectors or dealers for what I want.

If I'm not mistaken there is a section for buying and and selling, if all you want to do is profit off of us currency collectors why not try there. Please don't think I'm trying to tell you what to do, I'm not, I'm just offering suggestions that may help you, and if you really need to know what a note is worth try checking e bay, that's about the most up to date source you will find as to what people will pay for stuff, in fact I'm still looking for about 20 modern small size notes, who knows, if you have what I'm looking for or need I just may buy it from you. But I may have to save up for them in these hard economic times.

BTW,
What do you collect, maybe I have something that you could use, I have a lot of stuff so you never know.
Bill C.

I collect U.S. cents and nickels as well as Canadian cents and am always looking for Canadian Silver Maples for my mother's collection

That's about what I was trying to say, there's nothing wrong with doing what Ceylon62 and a lot of others do, including myself, but some seem to think, and I've said this more than once, it's all about the currency you fold and put in your pocket and that's not what I think currency collecting is all about.

Ceylon62,
Did you receive my want list of the modern small size notes I'm looking for.
Bill C.

Yes, did receive your list, DO carry it in my wallet and is also on my refrigerator...lol

Once in a while there are some chcu packs in my area and will pull the best ones for you.

I realize that, which is why my suggestion.

If all you have have handy is a $20 you really don't want to spend, maybe you'll hold off on a borderline purchase. Then you'll have that $20 later, either for a necessary buy, or a coin/paper purchase you'll make quick money on.