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Replies: 21 / Views: 3,692 |
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Valued Member
United States
226 Posts |
Keep in mind that having money deposited with the bank (savings or checking, etc) is a choice on your part. Feel free to consider banking with another national named bank. Being unhappy with a banks services gives you the right to withdraw your deposits and move to another bank. That being said, the banks have to find the happy balance to keep customers happy but also to make money, if you have enough money in savings and/or checking and you tell them you are withdrawing it and switching banks - they may be willing to negotiate some, and give you a discount for repeat services, etc. because they want to keep you as a customer.
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Pillar of the Community
Canada
3692 Posts |
Just keep trying different banks. Sometimes newly-hired tellers will go the extra mile because they still have that "new job high" and want to make an impression. Some are more than happy to get rid of them instead of keeping the rolls or sending them off.
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Pillar of the Community
United States
5211 Posts |
Quote: To take it a step further, instead of realizing that the bank did you a favor for awhile, you complain the minute it doesn't go your way. Maybe I am old fashioned but this behavior is a bit disappointing to see. I use dot have 3 pick up banks. Now I have 2. When the one bank told me they couldn't order coin for me anymore (it was only 2 boxes of halves a week compared to 4 boxes of halves from another brand and 8 boxes of halves and 2 boxes of nickels and cents from a 3rd brand) I came back the next day and brought them donuts as I had done in the past and thanked them for their service when they were able to order coin for me RATHER THAN throwing a tantrum and demanding to speak to management and swearing I would be pulling all of my money out of their brand if they didn't abide by my wishes.
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Moderator
 United States
56855 Posts |
As of now my bank has not charged me a fee,thank goodness. If the day comes, I will call all the banks/credit unions in my area for one that won't charge me and switch to them. John1 
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Pillar of the Community
 United States
4594 Posts |
The actually don't care if you pull your money. You are costing them money in fees to their suppliers (the armored car company).
Don't let the free toaster hit you in the back on your way out... oh yeah, they don't do that anymore either...
-----Burton 50+ year / Life / Emeritus ANA member (joined 12/1/1973) Life member: Numismatics International, CONECA Member: TNA, FtWCC, NETCC, EveryCountry (online) coin club Owned by three cats and a wife of 40+ years (joined 1983) Author: 3rd Edition of the Sample Slabs book, https://www.sampleslabs.info/
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Pillar of the Community
Canada
535 Posts |
Is this just a United States thing? I have never been charged fees for exchanging cash for boxes of coin here in Canada.
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Pillar of the Community
United States
4333 Posts |
Quote: Don't let the free toaster hit you in the back on your way out... oh yeah, they don't do that anymore either... Funny you should mention that - my credit union gave me a free toaster and $150 cash for refinancing my ford...and dropped my payment by $20/mo. for the rest of the term. I love credit unions, I cancelled all five of my bank accounts last two years for excessive fees. Never a fee to order coin, but they made up for it elsewhere. Love the hobby, but cheaper to buy my silver outright sad to say.
When I listen to LED ZEPPELIN...so do my neighbors... Roll hunting since '77 Dirt fishing since '72
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Moderator
 United States
56855 Posts |
They do care,kinda. They are making money off of the money I (you) have in our accounts. John1 
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Moderator
 United States
189340 Posts |
Nothing for me to say this time. 
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Moderator
 United States
56855 Posts |
Quote: Nothing for me to say this time. Hello, Ripley's believe it or not...you won't believe this  John1 
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Forum Dad
 United States
24174 Posts |
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Valued Member
United States
381 Posts |
I agree with most everyone here. If you are unhappy that your Bank is charging you to order coin then switch Banks.
I have an agreement with one of my Banks. I take their customer wrapped coin off their hands and they order bank boxes or bags of Ikes for me. The Bank normally has to pay the Armored Service to pick up their coin. I save them the cost by taking it. I just take it to my Credit Union and deposit it in the coin machine. I don't even look at the Cents and I just edge search the Quarters and Dimes. I go through the Nickels with more detail. It's a great deal for both of us.
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New Member
United States
36 Posts |
OP, that sucks. I haven't had any issues with my two banks I order from. Over 2 years now, and I haven't been charged for a box of coins yet. I made it clear when I signed up at both banks I was going to want boxes and both said as long as I keep accounts at both, I will be good. But ironically, when I tried to order coins at my wife's credit union, they said no one can order coins, nit even members.
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Pillar of the Community
United States
9792 Posts |
"Buy the Book Before You Buy the Coin" - Aaron R. Feldman - "And read it" - Me 2013! ANA Life Member #3288 in good standing since 1981, ANS, Early American Coppers Member (EAC), Colonial Coin Collectors Club member (C4), Conder Token Collector Club member (CTCC), Civil War Token Society (CWTS) member, Liberty Seated Collectors Club (LSCC) & Numismatic Bibliomania Society member (NBS), USMex, Member in good standing, 2¢ variety collector. See my want page: http://goccf.com/t/140440
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Moderator
 United States
189340 Posts |
Quote: Hello, Ripley's believe it or not...you won't believe this These threads come up often enough for, so odds are I will see one before someone else beats me to the punch. 
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Replies: 21 / Views: 3,692 |
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