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 Replies: 17 / Views: 3,660 |
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Pillar of the Community
 Canada
5395 Posts |
Bank shareholders night mare !
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Pillar of the Community
Canada
3733 Posts |
Have you not seen the coin rolling threads, where everyone recommends having a dump bank, so as to not upset the bank you are getting fresh rolls from..
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Pillar of the Community
Canada
5324 Posts |
The big five doesn't each make over 2 billion in profits every 90 days by being nice
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Pillar of the Community
 Canada
3328 Posts |
@silverwolf, my friend works at this specific branch and has a problem with the same person. This is a new. Branch that I have started to go to, if I had to there is 2-3 banks a little closer that I could try or open an account at. They just try and give me a big run around, at one point they tried to tell me I must be running a business(after explain the hobby and even showing some pictures) and they said that I should open up a business account if I want to be doing this. I prefer to make people see things my way in real life(good customer service is key for me to be a customer) my friend said to talk to the branch manager as well if they keep giving me issues(she is apparently really nice) the person I'm having issues with is the customer service manager(who also tried to tell me she was the branch manager but I know she is not and my friend confirmed it) I would not call this my current home branch as I don't have one any more. So I have no issue "stirring the pot" and if that dosnt work I can take my business elsewhere lol.
Edit: this will only be an issue in the future when he's not working or busy with actually working there.
Edited by Wrekkdd
09/21/2021 4:25 pm
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Pillar of the Community
Canada
3328 Posts |
@john100, all business rely on good customer service at each individual store and or branch, complaints from a long time customer about discrimination and poor customer service may or may not effect the outcome, you never know untill you try. No business wants to loose business big or small or have bad reviews about them, when all the tellers have to do is smile and work.
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Pillar of the Community
Canada
2578 Posts |
Quote:
... where everyone recommends having a dump bank, so as to not upset the bank you are getting fresh rolls from.. - I agree with 'silverwolf' & do this pretty much on a regular bases. My goal is to try to make it as non intrusive to their day as possible. For me, nurturing a great relationship with bank staff is paramount so I really try my best to be understanding no matter how many times I'm inconvenienced & the staff miscommunicate (or make mistakes, like get me the wrong order, etc). Quote:
...complaints from a long time customer about discrimination and poor customer service may or may not effect the outcome, you never know untill you try. No business wants to loose business big or small or have bad reviews about them, when all the tellers have to do is smile and work. I applaud you trying to locate coins & banknotes. Honestly, I think its great & I know it is anything but easy. I'm not sure I agree (nor understand) your take on 'discrimination' but feel your pain re: customer service. No bank I know wants to deal with tons of coins nor counting thousands of banknotes. [I know that they would count hundreds of times a day but I believe that they just want to minimize any use of cash these days]. Big banks are just into making money off mortgages, loans & investments. All the other 'stuff' (like our savings accounts/providing us with cash/bill payments) they look at as necessary aggravations. Individually, they don't mind losing the odd disgruntled customer (if it were to happen en masse, that would be something else). I don't know your story but just about anyone I do know (who collects) doesn't find it very easy to recycle cash (coins nor paper) at any bank. I have participated in several forums & have heard countless complaints from other collectors. I've recycled cash for about 2 decades & it has never been smooth & easy. [I even had to compose a letter to a bank manager explaining my hobby about 8 -10 years ago] There has been the odd time (& the odd teller) who has made it smooth (& not so difficult) & on these rare occasions I have often rewarded this staff member (& his/her co-workers) with a dozen donuts. [No kidding] I honestly can count the times that's happened. That's one of the reasons I've turned to ATM's (just to avoid hassles with bank staff TBH). Though, as I explained earlier, I'd rather not. The other reason banks want to deal with less cash is due to Covid19 & a super successful campaign (against dirty cash use) by the Better Than Cash Alliance (started by Bill Gates & other billionaires): See: https://en.wikipedia.org/wiki/Bette...ash_Allianceand https://www.betterthancash.org/There's no shame to this group who have recently been brainwashing people into thinking that their lobby group is actually empowering women (etc) by helping them set up bank accounts, etc. |
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Pillar of the Community
Canada
867 Posts |
I'm friendly with the supervisor at my TD Bank. I'm often bringing in rolled coins because of bottle returns and using cash. We always share an 'eyeroll' when the newbie teller starts measuring or unpacking my rolled coins, but they are only doing what they are trained to do. AT least they take my advice to not bother checking the nickels, but go directly to the twoonies and loonies for their comfort.
Regarding notes from the ATM, yeah too much can go wrong.....I've had fresh notes get rejected by the ATM, so you have to end up going to the teller anyways.
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Pillar of the Community
Canada
3328 Posts |
I'm only dealing with my friend at the bank now, did a bunch of rolls today for exchange, no issues and he searches for the rolls that I have not marked already. He will do the same for bills but I won't mark a bill. He had another 20 penny rolls for me today, went through a few on lunch and it is looking like anther 50/50 americain cents and Canadian mayb 80/20 for American, also they are in some of the nicest shapes iv seen for pre 1980s that I saw including some gem Canadian pennys
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Pillar of the Community
Canada
999 Posts |
I've never cycled bills. I try to get rolls from one bank and deposit them at another. They get confused or start asking too many questions if I bring back rolls, then ask for new ones. Also, I've found that the tellers are opening up rolls, at least higher value ones, more often now. I think they have been told to do more spot checks as there have been some stories of banks getting scammed by people bringing in rolls of washers. Unfortunately CIBC has converted a number of their branches into coin-free branches, so unable to get or deposit rolls there.
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Pillar of the Community
Canada
3328 Posts |
Most of the tellers at the branch were fine, but ya got weird, now I just go into my friends office, he asks what I want and then exchanges them for me so I don't have to even get in line, he dosnt bother with any plastic rolls for me unless he sees am americain coin in the roll, so just unmarked rolls of customer rolls:) makes my life much easier and the tellers don't have to get stressed or question if it's ok or not.
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New Member
Canada
2 Posts |
In the past few years, some of the ATM's, at least at TD Bank, dispense denominations from $5 - $100. So you could do this. However, if you do it too much I'm sure that the bank would frown upon that, or you get flagged for fraud or who knows what else.
Edited by crockfs
10/12/2021 10:04 am
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Pillar of the Community
Canada
3328 Posts |
@crockfs, I have though about this and yes they dispense 5-100 in NY area. I figured if they ever flagged it would be a simple investigation to show nothing is going on. I don't it in large amounts usually I'll do 30-50$ in 5s and mayb cycle the one or twice to check for fancy notes. Even then I only do it maybe 2-3 times a month lol.
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Moderator
United States
188770 Posts |
 to the Community, crockfs! |
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New Member
Canada
2 Posts |
@Wrekkdd
You are right, we aren't doing anything illegal, so they may not like what we're doing but I don't think they can do anything to stop us. If you do it infrequently they wont notice.
What denomination do you think it makes more sense to go after? From a quantity perspective you get more $5's so there is more opportunity there. However, what I would really like to find a $10 double denomination note.
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Pillar of the Community
Canada
5324 Posts |
Things have changed in the last 5 years or so, all new currency goes through one of the many armed couriers services it is here that the bills get counted and picked before they get to business. So in order to get special numbers, you need to make friends with these outfits, there are many brick searchers who have stopped this process due to very little or no success, that is the cool notes are already culled.
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Replies: 17 / Views: 3,660 |
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First Page
Posted 09/21/2021 4:14 pm
