It has been a couple of days, so it is time to give out the grade given by ICCS
graded it as MS-64. Everyone was a bit over.
As with the 1939 silver dollar I posted at about the same time, I am certain that better photos might have produced different guesses. It is a nice coin in hand with good lustre also. It does have some very light flecks of toning on the reverse, which the camera didn't pick up when I took the photo.
As I mentioned in the 1939 post, I would like to apologize for the poor photos. I did not have time to post better ones yesterday nor today. If I post a grading topic in the future, I will make sure the photos are better. Lesson learned for me.