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Is This 1974 $100 Bill Worth More Than Face Value?

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CKcollectibles2's Avatar
United States
61 Posts
 Posted 01/16/2026  10:39 am Show Profile   Bookmark this topic Add CKcollectibles2 to your friends list Get a Link to this Message Number of Subscribers
I got this bill from my local bank, and I am wondering if I should hang on to it or spend it. This is the oldest $100 bill I have gotten from a bank.

Is-This-1974-$100-Bill-Worth-More-Than-Face-Value?

Is-This-1974-$100-Bill-Worth-More-Than-Face-Value?
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westernsky's Avatar
United States
7613 Posts
 Posted 01/16/2026  12:39 pm  Show Profile   Bookmark this reply Add westernsky to your friends list Get a Link to this Reply
In my opinion it is a spender unless you collect $100 notes and do not have one like this in your collection.

It's buying power will only be reduced thru inflation as time marches on.

To put it in perspective, when I went in the Army in 1969 my E1 pay each month was about 115$. After taxes and deductions I ended up with 68$ on payday. (At least we were paid in cash back in those days!). I didn't have any bad habits so 68$ worked for me. Base theatre was 50 cents, a newspaper was 5 cents, a soft drink and candy bar at the PX was 30 cents and a pay phone was 10 cents local or call home collect for free if your parents wanted to hear from you.
Edited by westernsky
01/16/2026 1:03 pm
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JimmyD's Avatar
Canada
21584 Posts
 Posted 01/16/2026  12:48 pm  Show Profile   Bookmark this reply Add JimmyD to your friends list Get a Link to this Reply
Any extra value would be negated by the poor condition.
Most bill collectors like their banknotes in uncirculated condition.
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