1915-H Shilling - Correct Grade?

They don't allow wear in MS holders. The misconception comes from what 'wear' actually is, wear is any metal movement a coin suffers that occurs during normal use (i.e. circulation), it does not include friction that occurs during the minting process, it does not include wear caused by cleaning or doctoring and it most certainly does not include die wear. I don't know where this misconception came from but I too carried this misconception (with comments like, 'wear is allowed in MS grades as long as it didn't occur in circulation' which obviously can't make sense as all wear must occur through circulation) up until April this year when a dealer invited me to look up the term in a dictionary.

O.o @Serenitystan you do mean shilling right not penny, well for pennies its rump of the roo rim and ears, for shilling most noticeable is head of emu scroll and star.