Kenkat's idea is GREAT. If you're serious, you'll have lots of fun upgrading a set....yet you don't feel rushed to "fill holes". One of the biggest mistakes made is being in a hurry. The more time you take, the better your collection will be.
If you buy a set, don't do it online. Buy a set you can see, hold and inspect each coin in it. There's a HUGE difference between sets with most containing cleaned, damaged and subpar coins. If I was starting over, I'd put all my time, effort and money in a stellar set from 1909-1933 and ignore the rest.
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