I agree there is real wear, but that is why I said XF and not MS or AU. Remember that on the reverse we would have 60 percent of the feather detail gone, "except for the delineation of the edges of the rows of feather" On the obv we would have hair strands blended.
Do we see this on this coin? Yes. Does the typical MS 21 come with mushy/blended strands of hair and missing feather detail? Yes. All in all XF40.