I by NO means agree with Yup and Baseball to the extent they portray. Time will tell. Personally things are down right now and who knows if it would actually protect your wealth I the future. I'm a fan of history repeats and hold silver for when it does again. At your age, I think you re holding too much. I would spread it around. Try the stock markets out a bit...if one side fails, another side will bail you out. Hopefully. 200-300oz is plenty to hold to. Sell the rest and spread the money around.