It really depends on what your collecting aims are, and as a result, what your display / storage needs are.
If you are doing a date set of a single denomination of U.S. coins, with coins in circulated grades, perhaps a standard printed album is quite appropriate. In this sort of case, the coins do not need individual description.
If you are into ancient coins, every coin will need a description atached to it, and the mylar / cardboard provides the facility for doing this.
There may well come the time when you end up getting a few slabbed coins. Storage of slabs can 'throw a spanner in the works', because slabbed coins require quite differnt storage approaches which are quite incompatible with coins stored in an album. Separate slab albums and boxes are available, but these storage methods are still quite incompatible with coins stored in an album.